
Authentic Digital Experiences Can Have Their Roots in Community and Tradition
Whether it’s an easier way to send money to a friend, a faster way to apply for a loan, or a simpler way to communicate with our colleagues, we all share an understanding that the future of banking is digital. Digital should be a force for good, and not get in the way of your teams providing the solutions that really matter to your customers.
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The digital journey

Digital is a journey and the lasting relationships that are formed along the way give meaning to what we do and why we do it. At Tribal FS we are committed to community banks and the communities you serve.
Let’s talk about your bank’s digital future
Get in touchOur team
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Nektarios Liolios
Strategy
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Helene Panzarino
Ecosystem
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Matthew Ftacnik
Business
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Latest insights

Nektarios Liolios
Strategy
Nektarios is co-founder of Startupbootcamp FinTech. Working to address the relationship between corporates and startups, Nektarios works closely with industry partners and investors for the Startupbootcamp FinTech and Rainmaking programs in London, New York, Singapore, Mumbai, Mexico City, Dubai, Amsterdam, Melbourne and Cairo.
He is also co-founder and partner of Rainmaking, the global cooperative of entrepreneurs, leading innovation programs across the financial services sector. Prior to Startupbootcamp, he led SWIFT’s Innotribe Startup Challenge, the first global Fintech startup competition, facilitating interaction between startups and financial institutions.
Driven by entrepreneurship, collaboration and the desire to change the industry, Nektarios is a global nomad, travel geek, and sneaker freaker. Nektarios is currently taking a break and preparing his next move in the financial services innovation universe.

Helene Panzarino
Ecosystem
Originally a Commercial Banker in NYC, Helene is the Chief Ecosystem Officer for Community Banking at Tribal FS in the US.
An experienced FinTech Program Director, exited entrepreneur, educator and author, she is on a mission to connect SMBs, their colleagues, friends and families to the Community Bank family by harnessing the power of tech alongside the roots of banking in the community. Formerly the MD of the global Rainmaking Colab FinTech Program, a world-first, post-accelerator programme for Series A+ FinTechs and financial institutions, Helene also led the inaugural Program of Education & Events for Innovate Finance, The UK FinTech trade body.
She believes in the transformative power of education and is a Director of the renowned London Institute of Banking and Finance (LIBF) Digital Banking Centre, creator of the world-first FinTech Pathway in a Masters in Tech Entrepreneurship Degree for UCL, co-creator and lead delivery partner on the Imperial College FinTech Executive Education Program, and guest lecturer on the Oxford Said Business School MBA.
Her specialist areas are Digital Banking & Alternative Finance. A judge, speaker and moderator for banking and FinTech awards and conferences, Helene was a British Standards FinTech representative for the UK in the EU, has been named on the Computer Weekly 100 Women in Tech Award 2018-19, and Innovate Finance Women in FinTech Power List 2019.
Author of Business Funding for Dummies (Wiley, 2016), her new book is Reinventing banking and finance: frameworks to navigate global fintech innovation (Kogan, Sept 2020).

Matthew Ftacnik
Business
Matej co-founded a fintech/challenger banking focused engineering firm which grew to 250 employees in under 5 years. His firm helped expand challenger banks in Europe (Twisto, Railsbank), Asia (Standard Chartered Virtual Bank in Hong Kong) and US (Steadipay, Sablecard).